I've started saving for retirement. I've set up my Tax-Sheltered Annuity plan with my employer, and they are taking an additional 10% out of each month's check (gross) to invest for me.

I feel good about this. Ever since I first learned about the magic of Compound Interest, I've always been pushing to get past that line where my money could work for me instead of against me. It's been hard, though. In the info packets from these retirement companies, they always show how you can retire a millionaire if you start investing so much starting at age 22. I don't know about you, but at 22 I had no job, no prospects for a job, and most of my friends were in debt up to their eyeballs from school loans.

We'll see if I still feel this good about it when I get my newly-reduced paycheck at the end of this month.